Think Like a Business. Plan Like a Pro.
FitPockets automates a year of paycheck-based budgeting, tracks your net worth, and scores your financial fitness — all without requiring a bank connection.
Core Features
Your Financial Training Program
Every tool a financial athlete needs — from automated budgeting to real business-grade financial statements.
Automated Bill Allocation
Smart cash flow engine assigns bills to specific paychecks up to 12 months ahead and splits large bills (rent/mortgage) across multiple paydays.
Proactive Paycheck Budgeting
Plan your spending BEFORE payday, not after. Know what to do with every dollar the moment it lands.
FitPockets Index (FPI)
A proprietary 0–100 financial health score across 5 tiers (Crisis → Recovery → Training → Solid → Elite) that measures net worth, cash flow, savings, credit, and leverage.
Dual-Income Household Mode
Invite a partner with view-only or view-and-edit access via secure link. Manage shared finances without needing a joint account.
Net Worth & Debt Tracking
Track assets, debts, and APRs in one place. Auto-generated Balance Sheet and Income Statement like a real business.
AI Financial Coach
(Pro tier) Ask questions, get personalized guidance, and receive proactive nudges powered by an in-app AI advisor.
The App
Built for Serious Financial Athletes
A dashboard that looks like a coach's playbook — not a boring spreadsheet.
Pricing
Choose Your Level
Start free and upgrade as you grow. No hidden fees, cancel anytime through the App Store.
Rookie
Get started with manual budgeting, single & dual income mode, and your FPI score.
- Manual bill & paycheck budgeting
- FitPockets Index (FPI) score
- Dual-income household mode
- Basic net worth tracking
Semi-Pro
Everything in Rookie, plus bank connection via Plaid, budget reconciliation, and full financial statements.
- Everything in Rookie
- Bank connection via Plaid
- Budget reconciliation
- Full financial statements
- Balance Sheet & Income Statement
Pro
Everything in Semi-Pro, plus the AI Financial Coach and dashboard customization.
- Everything in Semi-Pro
- AI Financial Coach
- Dashboard customization
- Priority support
- Advanced analytics
Built with Privacy First
Your financial data is yours. FitPockets is engineered from the ground up to keep it that way.